SoFiUSD Integrates Directly into Mastercard's Global Payments Network
Mar 6, 2026 (1 days ago)
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SoFi's stablecoin, SoFiUSD, is now a settlement option on Mastercard's global network, validating its role in digital payment rails.
Mastercard Stablecoin Integration
- SoFiUSD has joined Mastercard's network, enabling its use as a settlement option across the global payments infrastructure1, 3
- This collaboration aims to facilitate faster, safer, and cheaper settlement for cross-border remittances and B2B transfers3
- The partnership signals how regulators and payment networks are beginning to define the role of fully reserved stablecoins within existing financial rails1
- Future plans include deepening the partnership with initiatives like stablecoin-enabled card programs3
Stablecoin Infrastructure and Reserve Status
- SoFi Bank selected BitGo Bank & Trust to provide the necessary infrastructure and distribution support for SoFiUSD4
- SoFiUSD is the first stablecoin issued by a U.S. nationally chartered, FDIC-insured deposit bank on a public, permissionless blockchain4
- The stablecoin is fully reserved, ensuring immediate redemption liquidity for merchants and issuers utilizing Mastercard services3
Strong Operational Performance Outlook
- Revenue growth for the current quarter is projected at +35.1%, with estimates reaching $1.04 billion2
- The consensus earnings estimate for the current fiscal year is $0.60 per share, representing a year-over-year increase of +53.9%2
- The company has a track record of exceeding consensus EPS and revenue estimates in each of the trailing four quarters2
Expansion into Private Market Access
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SoFi’s stablecoin joins Mastercard’s network
Payments Dive
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